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I own my own business and when my wife and I got our offer accepted on a property in Carmel Valley we were elated.   Three weeks into the escrow I was notified that even though we have perfect credit our loan was not going to be able to close by the scheduled closing date.

We were notified by the seller that unless we closed in the next 12 days he was going to accept a backup offer.

That is when our realtor suggested we contact Paul Rios at First Security Mortgage. Paul was able to provide us a detailed quote within minutes and closed our loan 10 days later!

The rate was 8% but we closed escrow on our dream home.  Approximately 8 months later (it took that long!) we refinance into a much lower rate.

Needless to say, First Security Mortgage saved the day.

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