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Purchase Money Loans:

  1. We require a minimum of 30% down
  2. We arrange loans on Owner and Non Owner Occupied Properties
  3. We arrange loans both personal and business use purposes.
  4. Credit score is NOT A FACTOR in qualifying
  5. Citizenship and traditional sources of income not a factor

Let First Security Mortgage Help You into Your Dream Home

Are you a first time home buyer having trouble getting qualified for your dream home? Then First Security Mortgage is the lender for you! Many buyers find it hard to get approved for a loan for a multitude of reasons. It could be due to their job, their credit score being too low, and/or too much debt.

Here with First Security Mortgage you only need ONE thing, 30% down. If you have 30% down, you won’t have anymore hoops to jump through. 30% down with us means QUALIFIED!

With over 40 years of experience, we are here to help guide you through the loan process. We will get you pre-qualified for free before you even find your new home, and we can match you with a trusted real estate agent through our partner networks. We have helped thousands of clients get into their first homes.

Available Loan Programs:

30 Due in 7
30% down due in 7 years. Owner Occupied and NO prepayment penalty.

1, 3, 5 Years Interest Only
Many investors/borrowers like to have extra cash flow to invest in other deals and projects. Other reasons for an interest only loan may be if you’re looking to buy a starter or investment home and then buying another home the interest only loan will give you more flexibility to do so.

3 Years Interest Only
3 Years of interest only payments

5 Years Interest Only
5 Years of interest only payments

7 Years Interest Only
7 Years of interest only payments

Working with First Security Mortgage

  • We put YOU first.
  • Over 40 years of experience in the San Diego Industry
  • Fast and efficient, we close most of our loans in 10 days or less.
  • Credit Score is NOT a factor!
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