Hard Money Loan-Refinance / Cash Out

  1. California Properties Only.
  2. Our Max Loan to Value is 65% of the appraised value.
  3. Personal Use Loans OK.
  4. Business Use Loans OK.
  5. Credit Score, Tax Return Income, Employment Status, Citizenship Status are MINIMAL FACTORS in qualifying.

First Security Mortgage offers Hard Money Refinance and/or Cash out for properties in California only.  We offer loan amounts from $100,000 to 1.5 Million.

We will consider the following types of properties for a hard money refinance in San Diego:

  1. Residential
  2. Residential Units
  3. Small residential/business use commercial properties.

Please provide us the following information to secure your detailed Loan Proposal:

  1. Property Address.
  2. Property Value.
  3. Loan Amount desired.
  4. Balances owed on existing mortgages if any.
  5. Anticipated Payoffs of existing mortgages if any.
  6. Amount of Net Loan Proceeds (cash back) you desire at close.
  7. Purpose of Loan

Email that information to Click to email

Our Loan Terms are typically 7 Years with No Pre-Payment Penalties.  You can pay interest only or as much principal as you like each month.

We do not offer land loans or construction loans.

If you’re looking for a Hard Money Purchase, we can help with that too.