Hard Money Loan-Refinance / Cash Out
- California Properties Only.
- Our Max Loan to Value is 65% of the appraised value.
- Personal Use Loans OK.
- Business Use Loans OK.
- Credit Score, Tax Return Income, Employment Status, Citizenship Status are NOT FACTORS in qualifying.
First Security Mortgage offers Hard Money Refinance and/or Cash out for properties in California only. However, our loan amounts max out at 1.5 Million.
We will consider the following types of properties for a hard money refinance in San Diego:
- Residential Units
- Small residential/business use commercial properties.
We do not offer LAND LOANS or CONSTRUCTION LOANS.
Please provide us the following information to secure your detailed Loan Proposal:
- Property Address.
- Property Value.
- Loan Amount desired.
- Balances owed on existing mortgages if any.
- Anticipated Payoffs of existing mortgages if any.
- Amount of Net Loan Proceeds (cash back) you desire at close.
- Purpose of Loan
Email that information to email@example.com
Our Loan Terms are typically 7 Years with No Pre-Payment Penalties. You can pay interest only or as much principal as you like each month.
If you’re looking for a Hard Money Purchase, we can help with that too.