Hard Money Loan-Refinance / Cash Out
- California Properties Only.
- Our Max Loan to Value is 65% of the appraised value.
- Personal Use Loans OK.
- Business Use Loans OK.
- Credit Score, Tax Return Income, Employment Status, Citizenship Status are MINIMAL FACTORS in qualifying.
First Security Mortgage offers Hard Money Refinance and/or Cash out for properties in California only. We offer loan amounts from $100,000 to 1.5 Million.
We will consider the following types of properties for a hard money refinance in San Diego:
- Residential Units
- Small residential/business use commercial properties.
Please provide us the following information to secure your detailed Loan Proposal:
- Property Address.
- Property Value.
- Loan Amount desired.
- Balances owed on existing mortgages if any.
- Anticipated Payoffs of existing mortgages if any.
- Amount of Net Loan Proceeds (cash back) you desire at close.
- Purpose of Loan
Email that information to Click to email
Our Loan Terms are typically 7 Years with No Pre-Payment Penalties. You can pay interest only or as much principal as you like each month.
We do not offer land loans or construction loans.
If you’re looking for a Hard Money Purchase, we can help with that too.