get a quote

First Security Mortgage arranges Real Estate loans in the state of California ONLY.

We arrange loans against Single Family Residences (SFR), Condos, 2-4 Units, Multi-Unit apartments, Mixed-Use properties, and Small Commercial buildings. Since the Loan To Value (LTV) is the greatest determining factor in our loan approval process, providing a loan proposal to you can be done without detailed or personal information upfront. Simply complete the brief form below and a quote can be provided to you the same business day.

Our goal is to give you a detailed breakdown of our loan proposal prior to ever having to complete an application or meet with us in our office. This quote can also be used to shop our rate, term and fees with other Brokers. First Security Mortgage welcomes the chance to match or beat a competitor’s offer.

requirements

We will consider Small Commercial on a case-by-case basis. Please give us a call if you have any questions.

We require a minimum of 30% down on all purchase Transactions and will go up to 65% Loan To Value on
refinance and cash out transactions.
Our loan amounts range from $100,000 to $2,000,000.
We offer loan terms up to 7 years and most of our loans have no prepayment penalties.
Not a US Citizen, not a problem.
BAD CREDIT SCORE? No problem, our loan programs are mainly based on LOAN TO VALUE and ABILITY TO RE-PAY.
INCOME: Most alternative methods of providing income verification are generally accepted. Income must be truthful and believable.