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About First Security Mortgage

About First Security Mortgage

First Security Mortgage is a family owned and operated home equity lender that has been arranging private money loans for California residents since 1972

Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a Direct Lender and Servicing Company for Hard Money Loans.   We originate Real Estate Loans in California only.

Hard Money Loans provide financing with fewer restrictions and faster turnaround times that a Traditional Lender. Loans are based on two simple factors, Skin in the Game and Ability to Service the Loan.

What separates us from our competition is we handle ALL aspects of the loan process in-house. From the initial contact to closing, we are your point of contact.  Once your loan closes all monthly payments are made to First Security Mortgage for the life of the loan.  We handle all aspects of the Mortgage Process. Once we close your loan, the servicing rights will never be sold!

Why choose First Security Mortgage?  We have the highest level of professionalism and reliability in the market. Of course, many companies declare professionalism and reliability, but we have not changed our name or phone number since 1972!  Many small businesses start up but quickly are required to change their name due to regulatory violations and poor business management.  However, we has been servicing San Diego and California home owners since 1972 without any regulatory violations.  Since 1972 we have originated and serviced over 10,000.00 real estate loans!

We originate mortgages for any type of borrower and occupancy. Owner Occupied, Non-Owner Occupied, Investor Rentals, Investor Flips and even Owner-Occupied Personal Use loans!  All our loans have a minimum term of 7 years with no penalties for early payoff.

So, whether you’re a potential borrower, loan originator with a hard to place loan or a realtor, please reach out to us and give us the opportunity to earn your real estate financing business. With a simple scenario of your transaction, our office can provide you a detailed Loan Proposal within 30 minutes.

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